Miller Electric

Welding Discussion Forums

Home » Resources » Communities » Welding Discussion Forums
 
Miller Welding Discussion Forums - Powered by vBulletin

Results 1 to 6 of 6

Thread: Insuring Tools

  1. #1
    Join Date
    May 2007
    Location
    Los Angeles
    Posts
    130

    Default Insuring Tools

    Over the years i have put together a collection of expensive tools for my personal garage. Welders, plasma cutters, lathes, mills etc. Since it is all stored in my personal garage and used for personal use only my home insurance policy will not cover it. What are you home/hobbyist guys doing to protect your tools?

  2. #2
    Join Date
    Dec 2004
    Location
    Maryland
    Posts
    134

    Default Insurance

    I had my garage and its contents insured by my homeowners seperate from my house.

  3. #3
    Join Date
    Apr 2009
    Location
    Oswego IL
    Posts
    629

    Default homeowners..

    Most homeowner policys have a max of 5000 in tools. In order to insure my tools, both on my srv truck and shop i had to pay for added policies on my business insurance. Only way i found to do it.
    Kevin
    XMT 304
    Miller Spectrum 625
    Miller 30a spool gun
    S22a
    Miller Legend 302
    Lincoln LN25
    Ford f450 Maintainer Srv Truck

  4. #4
    Join Date
    Jun 2009
    Location
    greenfield new hampshire
    Posts
    876

    Default

    most insurance companies will insure a particular item, or collection of items, for an additional cost, on the ho policy

  5. #5
    Join Date
    Feb 2012
    Posts
    561

    Default Insuring Tools

    Everything is insurable at a price. If your home owners caps off you need to get an Additional policy, if you want the coverage.

  6. #6
    Join Date
    Feb 2007
    Location
    Near Dallas, TX
    Posts
    214

    Default

    I couldn't get my insurance to cover hand tools, but I did get them to cover larger items. Each item had to have a serial/vin number, and had to be individually listed on the policy.

    I even tried to get them to insure hand tools with a $1k or $2k deductable. I don't want to claim one or two tools that I loose. I just want to claim if a theif wipes me out. Still no go for hand tools. I have way more invested in tools than I have in welders/equipment so I wasn't happy.

    Dynasty200DX w/coolmate1
    MM210
    MM Vintage
    Lincoln AC225
    Victor O/A, Smith AW1A
    Cutmaster 81
    IR 2475N7.5FP
    Evolution Rage3
    Jancy USA101
    9" South Bend
    AEAD-200LE

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

Warning: Non-static method PhpQuickProfiler::getMicroTime() should not be called statically in /mnt/stor3-wc1-dfw1/357822/357839/www.millerwelds.com/web/content/lib/pqp/classes/Console.php on line 77

Warning: Non-static method PhpQuickProfiler::getMicroTime() should not be called statically in /mnt/stor3-wc1-dfw1/357822/357839/www.millerwelds.com/web/content/lib/pqp/classes/Console.php on line 77

Warning: Non-static method PhpQuickProfiler::getMicroTime() should not be called statically in /mnt/stor3-wc1-dfw1/357822/357839/www.millerwelds.com/web/content/lib/pqp/classes/Console.php on line 77

Warning: Non-static method PhpQuickProfiler::getMicroTime() should not be called statically in /mnt/stor3-wc1-dfw1/357822/357839/www.millerwelds.com/web/content/lib/pqp/classes/Console.php on line 77

Warning: Non-static method PhpQuickProfiler::getMicroTime() should not be called statically in /mnt/stor3-wc1-dfw1/357822/357839/www.millerwelds.com/web/content/lib/pqp/classes/Console.php on line 77

Warning: Non-static method PhpQuickProfiler::getMicroTime() should not be called statically in /mnt/stor3-wc1-dfw1/357822/357839/www.millerwelds.com/web/content/lib/pqp/classes/Console.php on line 77

Warning: Non-static method PhpQuickProfiler::getMicroTime() should not be called statically in /mnt/stor3-wc1-dfw1/357822/357839/www.millerwelds.com/web/content/lib/pqp/classes/Console.php on line 77

Warning: Function split() is deprecated in /mnt/stor3-wc1-dfw1/357822/357839/www.millerwelds.com/web/content/lib/footer.inc.php on line 82

Welding Projects

Special Offers: See the latest Miller deals and promotions.