Workspace Dilemma.... suggestions?

[hankj]

You might want to look into insurance on this matter if you plan to weld in your garage..

There would be few issues with insurance for a non-business welding related claim. That's why it's called insurance! If you're wrenching on your car in the garage, and the water heater is on the floor still, and you break the gas line, and it all goes boom from the water heater pilot, you'll get a check from your insurance carrier.

Welding = same thing, according to my agent at State Farm.

Hak

[tasslehawf]

There would be few issues with insurance for a non-business welding related claim. That's why it's called insurance! If you're wrenching on your car in the garage, and the water heater is on the floor still, and you break the gas line, and it all goes boom from the water heater pilot, you'll get a check from your insurance carrier.

Welding = same thing, according to my agent at State Farm.

Hak

And your life insurance, in that situation!

[Fishy Jim]

My agent didn't bat an eye when I mentioned open flame OA inside the proposed (at that time) addition. He said as long as it wasn't in violation of local ordinances - they'd cover it.

Business related - "We don't insure businesses." Also State Farm.

[jweller]

I'm not remotely qualified to give inusrance or zoning advice.

If you have a home business you can basicly take the % of the sq fottage of your home used for hte business and deduct that % from your heating bills etc from your taxes. talk to an accountant for exact details but you can deduct a lot if it's your business.

as far as all the crap in your garage, it's most likely just that. crap. if it's been in a box for a year, take it to the dump or sell it, you don't need it. look at it this way: it's preventing you from making money. If you could make more working than it would cost to put it in storage,, than that stuff is COSTING you money to keep. Get a frient to come over and help you throw things away. someone not emotionally attached to any of it.

<--- suffers from pack-rat-ism. trying to reform.

[Fishy Jim]

I'm not remotely qualified to give inusrance or zoning advice.

If you have a home business you can basicly take the % of the sq fottage of your home used for hte business and deduct that % from your heating bills etc from your taxes. talk to an accountant for exact details but you can deduct a lot if it's your business.

Once you claim a deduction for the business use space (home office or shop), you then become liable to repay that when you sell the house. It's not a simple proposition like it's purported to be.