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  1. #11
    Join Date
    Aug 2006
    Location
    Browns Valley, California
    Posts
    1,713

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    Quote Originally Posted by fabricator View Post
    You might want to look into insurance on this matter if you plan to weld in your garage..
    There would be few issues with insurance for a non-business welding related claim. That's why it's called insurance! If you're wrenching on your car in the garage, and the water heater is on the floor still, and you break the gas line, and it all goes boom from the water heater pilot, you'll get a check from your insurance carrier.

    Welding = same thing, according to my agent at State Farm.

    Hak
    ...from the Gadget Garage
    Millermatic 210 w/3035, BWE
    Handler 210 w/DP3035
    TA185TSW
    Victor O/A "J" series, SuperRange

  2. #12
    Join Date
    Dec 2007
    Location
    Austin, TX
    Posts
    621

    Default

    Quote Originally Posted by hankj View Post
    There would be few issues with insurance for a non-business welding related claim. That's why it's called insurance! If you're wrenching on your car in the garage, and the water heater is on the floor still, and you break the gas line, and it all goes boom from the water heater pilot, you'll get a check from your insurance carrier.

    Welding = same thing, according to my agent at State Farm.

    Hak
    And your life insurance, in that situation!
    Miller Maxstar 200 DX
    RMLS-14 Momentary Hand Control
    Miller Syncrowave 180 SD
    Porter Cable 14" dry metal saw
    Hitachi 4.5" grinder
    http://mhayesdesign.com

  3. #13
    Join Date
    Oct 2006
    Location
    Mpls, MN
    Posts
    1,790

    Default

    My agent didn't bat an eye when I mentioned open flame OA inside the proposed (at that time) addition. He said as long as it wasn't in violation of local ordinances - they'd cover it.

    Business related - "We don't insure businesses." Also State Farm.
    Syncrowave 250DX
    Invison 354MP
    XR Control and 30A

    Airco MED20 feeder
    Thermal Dynamics Cutmaster 81
    Smith O/A rig
    And more machinery than you can shake a 7018 rod at

  4. #14

    Default

    I'm not remotely qualified to give inusrance or zoning advice.

    If you have a home business you can basicly take the % of the sq fottage of your home used for hte business and deduct that % from your heating bills etc from your taxes. talk to an accountant for exact details but you can deduct a lot if it's your business.

    as far as all the crap in your garage, it's most likely just that. crap. if it's been in a box for a year, take it to the dump or sell it, you don't need it. look at it this way: it's preventing you from making money. If you could make more working than it would cost to put it in storage,, than that stuff is COSTING you money to keep. Get a frient to come over and help you throw things away. someone not emotionally attached to any of it.

    <--- suffers from pack-rat-ism. trying to reform.
    Millermatic 180 Auto Set

  5. #15
    Join Date
    Oct 2006
    Location
    Mpls, MN
    Posts
    1,790

    Default

    Quote Originally Posted by jweller View Post
    I'm not remotely qualified to give inusrance or zoning advice.

    If you have a home business you can basicly take the % of the sq fottage of your home used for hte business and deduct that % from your heating bills etc from your taxes. talk to an accountant for exact details but you can deduct a lot if it's your business.
    Once you claim a deduction for the business use space (home office or shop), you then become liable to repay that when you sell the house. It's not a simple proposition like it's purported to be.
    Syncrowave 250DX
    Invison 354MP
    XR Control and 30A

    Airco MED20 feeder
    Thermal Dynamics Cutmaster 81
    Smith O/A rig
    And more machinery than you can shake a 7018 rod at

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